Ether.fi Cash Card
3% Cashback
✓ AvailableCollateral-Based PaymentSelf-Custody
Crypto Card Guide
Spend with crypto.
Featured Cards
Pionex Card
1% Cashback
✓ AvailableHigh YieldApple & Google Pay
Crypto.com Visa Card
Up to 2.5% Cashback
✓ AvailableAirport Lounge AccessSpotify/Netflix Rebates
RedotPay Card
Up to 3% Cashback
✓ AvailableUltra-High LimitsCollateral-Based Payment
More Cards
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Ether.fi Cash Card Available 3% Cashback DeFi wallet -
Pionex Card Available 1% Cashback Exchange -
Binance Card Available 1.5% Cashback Exchange -
COCA Card Available 1% Cashback DeFi wallet -
Crypto.com Visa Card Available Up to 2.5% cashback Exchange -
Jupiter Card Available 2% Cashback Platform account -
Plasma One Available 2% Cashback DeFi wallet -
RedotPay Card Available Up to 3% cashback Platform account -
XPlace Card Available 0.5% Cashback DeFi wallet -
Ethena Pay Available 4% Cashback DeFi wallet -
Tria Card Available 1.5% Cashback DeFi wallet -
Wirex One Card Available 0.5% Cashback DeFi wallet -
Bybit Card Unknown 2% Cashback Exchange -
MEXC Global Card Unknown 4% Cashback Exchange -
OKX Card Unknown 2% Cashback Exchange -
Bitget Wallet Card Unknown Local programme Platform account -
Cashi Card Unknown 3% Cashback Platform account -
Gate Card Unknown 1% Cashback Exchange -
Infini Card Unknown 2% Cashback Platform account -
KAST Card Unknown 1.5% Cashback Platform account -
Roogoo Card Unknown No cashback Platform account -
Coinbase Card Not Available 0.5% Cashback Exchange -
Krak Card Not Available Up to 1% cashback Platform account -
Nexo Card Not Available 0.5% Cashback Platform account
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Beginner FAQ
-
Is a crypto card a credit card?
Not always. Most are debit or prepaid; each card's page shows its type.
-
Where is my money held?
It depends on the account: an exchange, a platform account, or a DeFi wallet you hold.
-
Can my card be frozen?
It can happen. Known cases are on each card's page.
-
Who issues the card?
The brand isn't always the issuer. Known issuers are on each card's page.
Compare
Tap a card to change it
Ether.fi Cash CardPionex CardCrypto.com Visa CardAvailable in New Zealand
Ether.fi Cash Card: ✓ Available
Pionex Card: ✓ Available
Crypto.com Visa Card: ✓ Available
Cashback
Monthly spend
You earn
Ether.fi Cash Card: US$24
Pionex Card: US$8
Crypto.com Visa Card: See official terms
Rate
Ether.fi Cash Card: 3%
Pionex Card: 1%
Crypto.com Visa Card: 0%, up to 2.5% (subscription or lock · first US$1,500/mo) on common tiers; top tier 4.5% (lock or stake · first US$5,000/mo)
Cashback cap
Ether.fi Cash Card: Lower after US$2,000
Pionex Card: None listed
Crypto.com Visa Card: —
Paid in
Ether.fi Cash Card: ETHFI
Pionex Card: USDT
Crypto.com Visa Card: —
How cashback works
Ether.fi Cash Card
- Core earns 3% on the first US$2,000 of spend each month, less after that; ETHFI cashback is claimable after 7 days and can be withdrawn once it reaches US$5; some merchant categories earn no cashback.
Pionex Card
- The Visa and Mastercard versions differ in fees and supported mobile wallets.
Crypto.com Visa Card
- Basic (Midnight Blue) 0%: Free; no subscription or CRO stake, No NZ price page; prices shown are the Australian (A$) ones; the app shows your price
- Plus (Ruby Steel) 1.5%: Monthly spend: 1.5% up to US$750, 0% above; Level Up Plus (A$6.99/month or A$69.90/year), or A$700 in CRO staked for 12 months, No NZ price page; prices shown are the Australian (A$) ones; the app shows your price
- Pro (Jade Green / Royal Indigo) 2.5%: Monthly spend: 2.5% up to US$1,500, 0% above; Level Up Pro (A$49.99/month or A$499.90/year), or A$7,000 in CRO staked for 12 months, No NZ price page; prices shown are the Australian (A$) ones; the app shows your price
- Private (Icy White / Rose Gold) 3.5%: Monthly spend: 3.5% up to US$3,000, 0.5% above; A$70,000 in CRO staked for 12 months, No NZ price page; prices shown are the Australian (A$) ones; the app shows your price
- Private (Obsidian) 4.5%: Monthly spend: 4.5% up to US$5,000, 1% above; A$700,000 in CRO staked for 12 months, No NZ price page; prices shown are the Australian (A$) ones; the app shows your price
Fees
FX feenon-USD purchases
Ether.fi Cash Card: 1.5%, 1% after upgrade
Pionex Card: 1%
Crypto.com Visa Card: 3%
Annual fee
Ether.fi Cash Card: Free
Pionex Card: Free
Crypto.com Visa Card: A$0
Physical card
Ether.fi Cash Card: US$60
Pionex Card: Free
Crypto.com Visa Card: Not verified yet: report it
ATM
Ether.fi Cash Card: Not verified yet: report it
Pionex Card: 2%
Crypto.com Visa Card: Not verified yet: report it
Fee details
Ether.fi Cash Card
- FX fee: FX about 1% + membership markup up to 0.5%
Pionex Card
- FX fee: 1% on every purchase
Crypto.com Visa Card
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Payment methods
Apple Pay
Ether.fi Cash Card: Supported
Pionex Card: Supported
Crypto.com Visa Card: Not verified yet: report it
Google Pay
Ether.fi Cash Card: Supported
Pionex Card: Supported
Crypto.com Visa Card: Not verified yet: report it
ChatGPT subscription
Ether.fi Cash Card: Supported
Pionex Card: Supported
Crypto.com Visa Card: Not verified yet: report it
Claude subscription
Ether.fi Cash Card: Supported
Pionex Card: Supported
Crypto.com Visa Card: Not verified yet: report it
Before you apply
Ether.fi Cash CardBorrow Mode is a loan that charges interest, and the collateral can be liquidated.
Pionex CardIn August–September 2026, some inactive cards were cancelled without notice; cancelled cards cannot be restored, and their holders can never apply again, not even with another account.
Crypto.com Visa CardIn January 2022, 483 accounts had unauthorized withdrawals; Crypto.com says all were blocked or reimbursed
Find Your Card
Notes
"Available" still means passing the issuer's identity check. Rates, yields and promotions follow the official announcements and can change at any time.
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