Ether.fi Cash Card

The free plan earns the same cashback rate as the paid plans

United Arab Emirates: available

Apply for Ether.fi Cash Card

Remember to enter the invite code 99bc0818

Features

💰 Borrow Mode: spend without selling
📈 Annual yield in the Liquid vault (variable)
🤖 Extra AI/streaming cashback from Luxe
🔐 DeFi wallet
🏷️ Credit card
💳 Physical card

Cashback & fees

How to get it: Free, no minimum

Cashback: 3%; ETHFI · Claimable after 7 days · First US$2,000 a month
FX fee: 1.5%; FX about 1% + membership markup up to 0.5%
Annual fee: US$0; Physical card: US$60

Other fees

ATM withdrawal: Fee not published; up to US$1,000 each, at most 5 in 24 hours (US$5,000 total)
Top-up: Free (on-chain fees only)
Extra virtual card: US$10
EUR purchases: FX 0% (in testing); cashback counted separately: 3% on the first US$800 of the month, 1% up to US$1,500, then 0.1%
Issuer: Ether.fi / Third National

See how much you could earn

Drag to see your cashback each month! FX fees are not deducted here.

Monthly spendUS$800

US$200US$5,000

—/ month

About — cashback a year

Plan: Core

Works with

Apple Pay Supported
Google Pay Supported
ChatGPT subscription Supported
Claude subscription Supported

Choose the AI category in the app first; the AI bonus comes on top of the everyday cashback. App store payments don’t count.

Spend it in these places

United Arab Emirates
Saudi Arabia
United Kingdom
Oman
Azerbaijan
France
India

How to apply

Use the button below to sign up with Ether.fi Cash Card
Enter invite code 99bc0818 when you sign up or apply
Pass the issuer's identity check and the card is ready to use

Apply for Ether.fi Cash Card

Invite code 99bc0818

Know before you apply

Cashback is paid in ETHFI and can be claimed only after 7 days; its price moves in the meantime.
Borrow Mode is a loan that charges interest, and the collateral can be liquidated. 🔗
Some accounts must deposit US$10 worth of crypto before identity verification. 🔗

Checked: 2026-10-02 · Compiled and cross-checked with the help of Claude, ChatGPT, Grok and Gemini · Unpublished details follow the Taiwan programme · Spotted a mistake? Let us know

"Available" still means passing the issuer's identity check. Rates, yields and promotions follow the official announcements and can change at any time.

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