XPlace Card
Spend against your crypto without selling it
United Arab Emirates: not yet confirmed
Remember to enter the invite code penchan
Features
- 🪙 Spend by borrowing against crypto
- 📈 Annual yield on collateral (variable)
- 🆓️ No annual fee on Basic
- 🤝 Referral rewards for both sides
- 🔐 DeFi wallet
- 🏷️ Credit card
Cashback & fees
How to get it: Free, no minimum 🔗
- Cashback
- 0.5%
- USDC · Up to US$10 cashback a month
- FX fee
- 2%
- Visa 1% + XPlace tier fee 1%
- Annual fee
- US$0
Other fees
- ATM withdrawal
- Not supported (ATM transactions are declined automatically)
- Credit Mode interest
- 13.99% a year
- Bank transfer
- 2%
- In-app coin swap
- 1%
- Issuer
- Third National
Referral reward
- US$5–250 in crypto each for you and the referrer
Sign up through a referral link and activate the card; paid after US$100+ of Credit Mode spend; the amount is random each time
See how much you could earn
Drag to see your cashback each month! FX fees are not deducted here.
—/ month
About — cashback a year
Plan: Basic Cashback counts only Credit Mode spending, which is a loan that charges interest. Estimated from public information; the official terms prevailWorks with
- Apple Pay Supported
- Google Pay Supported
- ChatGPT subscription Not yet verified Not yet verified. Tried it? Let us know
- Claude subscription Not yet verified Not yet verified. Tried it? Let us know
Spend it in these places
- United Arab Emirates
- Saudi Arabia
- United Kingdom
- Oman
- Azerbaijan
- France
- India
How to apply
- Use the button below to sign up with XPlace Card
- Enter invite code penchan when you sign up or apply
- Pass the issuer's identity check and the card is ready to use
Invite code penchan
Know before you apply
Notes
"Available" still means passing the issuer's identity check. Rates, yields and promotions follow the official announcements and can change at any time.
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