Ethena Pay
Rewards on your USD balance that go toward everyday card spending
United Kingdom: coming soon
Features
- 🔗 Spend your Ethena Pay balance directly
- 📊 Cashback you've earned is never cut
- 🔑 Face ID or passkey login
- 📈 Annual yield 5%–6%
- 🔐 DeFi wallet
- 🏷️ Secured card
Cashback & fees
How to get it: Free, no minimum 🔗
- Cashback
- 4%
- AVAX · First US$2,500 a month
- FX fee
- 1%
- Visa FX about 1%, no Ethena markup
- Annual fee
- US$0
Other fees
- ATM withdrawal
- 0.65% + US$1; only where the card, device and country support it
- Top-up
- Stablecoins free (plus on-chain fees)
- USD purchases (overseas merchants)
- 0%
- Late payment
- Up to US$40
- Returned payment
- Up to US$29
- Card replacement
- Free
- Issuer
- Third National / Rain
See how much you could earn
Drag to see your cashback each month! FX fees are not deducted here.
—/ month
About — cashback a year
Plan: Standard Estimated from public information; the official terms prevailWorks with
- Apple Pay Supported
- Google Pay Coming soon
- ChatGPT subscription Not yet verified Not yet verified. Tried it? Let us know
- Claude subscription Users report it works
Spend it in these places
- United Kingdom
- Spain
- France
- Italy
- Türkiye
- United States
- Portugal
How to apply
- Tap the button below to go to Ethena Pay, then download the iPhone app to join the waitlist
- Pass the issuer's identity check and the card is ready to use
Know before you apply
-
A balance more than 1 day overdue or insufficient collateral may be liquidated; the grace period is set by Ethena Pay and the issuer. 🔗
-
Your spending limit can be cut to 0 at any time, not always with notice.
-
The up-to-6% annual yield is an official promotion that needs at least 1 card purchase that month; there is no deposit insurance. 🔗
-
Only an English iPhone app for now (iOS 17 or later); an Android app is coming soon. 🔗
Notes
"Available" still means passing the issuer's identity check. Rates, yields and promotions follow the official announcements and can change at any time.
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