Roogoo Card

A USDT top-up card that links to Alipay

Ghana: not yet confirmed

Roogoo Card card art
Apply for Roogoo Card (opens in a new window)

Remember to enter the invite code z7qn06

Features

  • 🗂️ Several Visa and Mastercard cards to pick from
  • 🎉 First card: 7 days without transaction or cross-border fees (not Infinity-II)
  • 🪪 ID plus a selfie is enough to verify
  • 🏦 Platform account
  • 🏷️ Debit card

Cashback & fees

Network: Mastercard

Cashback
0%
FX fee
2.6%
1% transaction fee + 1.6% non-USD cross-border fee
Annual fee
US$0
Other fees
Declined payments
2⁠–⁠5% of the authorized amount (some add US$0.50), up to US$30 each
Top-up
Free; the first top-up must be at least US$10
Extra virtual card
US$4.99 (1st card free)
Card closure
US$4.99 for cards obtained free; waived after more than 20 transactions above US$0 totalling US$1,000 or more; frozen or suspended cards can't be closed
Transfer back to the asset account
US$10 must stay on the card (it can be spent, not transferred out)
Refund fee
2.5%
Transaction reversal
US$1 each (US$0.20 for transactions under US$5)
Dispute handling
US$50 each
Issuer
Roogoo Inc.

Works with

  • Apple Pay Not yet verified
  • Google Pay Not yet verified
  • ChatGPT subscription Depends on the card; not guaranteed by Roogoo
  • Claude subscription Depends on the card; not guaranteed by Roogoo

Spend it in these places

  • Ghana

How to apply

  1. Use the button below to sign up with Roogoo Card
  2. Enter invite code z7qn06 when you sign up or apply
  3. Pass the issuer's identity check and the card is ready to use
Apply for Roogoo Card (opens in a new window)

Invite code z7qn06

Know before you apply

  • Using the card at barred merchants such as Uber or fuel stations, or not using it for a month, can get it suspended, and the balance may not be refunded. 🔗

  • A balance under US$2 freezes the card, and a frozen card can't be closed; a negative balance or 5 declines in a row closes it outright. 🔗

  • On Premier and Enjoy, merchant charges within 90 days after closing still incur decline fees (up to US$30). 🔗

  • : Users report fees charged on failed payments, and some describe frozen or cancelled cards. 🔗

Notes

Checked: 2026-10-02 · Compiled and cross-checked with the help of Claude, ChatGPT, Grok and Gemini · Unpublished details follow the Taiwan programme · Spotted a mistake? Let us know

"Available" still means passing the issuer's identity check. Rates, yields and promotions follow the official announcements and can change at any time.

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