Pionex Card

The Pionex card that links to Apple Pay

Kenya: available

Pionex Card card art
Apply for Pionex Card (opens in a new window)

Remember to enter the invite code 5MfkCjZW

Features

  • 🛍️ Up to 5% extra at partners like Trip.com
  • 🔗 Links to PayPal (Visa only)
  • 👨‍👩‍👧 Up to 2 family cards (Visa only)
  • 📈 Annual yield 5%
  • 🏦 Exchange
  • 🏷️ Debit card

Cashback & fees

Cashback
1%
USDT
FX fee
1%
1% on every purchase
Annual fee
US$0
Physical card: Free (invited users only)
Other fees
ATM withdrawal
2% (physical card only; ATM operators may charge extra)
Small purchases
Purchases of US$1 or less: the 1st each month is free, then 0.2 USDT each
Declined payments
0.5 USDT each (free for the 1st each month, and for failures caused by timeouts or system maintenance)
Top-up
Free
Dispute handling
50 USDT
Dispute arbitration (if you lose)
600 USDT

See how much you could earn

Drag to see your cashback each month! FX fees are not deducted here.

US$800
US$200US$5,000

—/ month

About — cashback a year

Plan: Visa Estimated from public information; the official terms prevail

Works with

  • Apple Pay Not yet verified
  • Google Pay Not yet verified
  • ChatGPT subscription Supported
  • Claude subscription Supported

Spend it in these places

  • Kenya

How to apply

  1. Use the button below to create a Pionex account
  2. Enter invite code 5MfkCjZW when you sign up (if missed, it can be added within 14 days, or 3 days once you have traded)
  3. Complete Pionex identity verification (KYC), then apply for the card in the app
Apply for Pionex Card (opens in a new window)

Invite code 5MfkCjZW

Know before you apply

  • Pionex says the 1% cashback is a promotional subsidy and any change will be announced. 🔗

  • If the card balance goes negative, withdrawals from the Pionex account are paused until it is repaid. 🔗

  • To apply, your account assets must exceed the amount shown on the application page (checked only, not charged). 🔗

  • In August–September 2026, some inactive cards were cancelled without notice; cancelled cards cannot be restored, and their holders can never apply again, not even with another account. 🔗

Notes

Checked: 2026-10-02 · Compiled and cross-checked with the help of Claude, ChatGPT, Grok and Gemini · Kenya: availability from community reports (reported Oct 4, 2026) · Unpublished details follow the Taiwan programme · Spotted a mistake? Let us know

"Available" still means passing the issuer's identity check. Rates, yields and promotions follow the official announcements and can change at any time.

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