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Penchan
🇰🇪 Kenya

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Asia Pacific

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Tria Card

Pay to pick a card tier; higher tiers earn more cashback

Kenya: available

Tria Card card art
Apply for Tria Card (opens in a new window)

Remember to enter the invite code EBYNJ69ALE

Features

  • 🧳 Baggage delay/loss cover on Pro and Max
  • 💵 Cashback paid in USDC/USDT
  • 📈 Annual yield 6%
  • 🔐 DeFi wallet
  • 🏷️ Secured card

Cashback & fees

How to get it: Buy the Lite membership (US$20 a year) 🔗

Cashback
1.5%
USDC or USDT · First US$1,000 a month
FX fee
4%
Upper end: FX 3% + international transaction 1%
Annual fee
US$20
Other fees
ATM withdrawal
Not supported on virtual cards
Top-up
Tria charges no top-up service fee, but provider fees and on-chain fees may apply
Minimum top-up
US$50 worth for BTC, US$10 for other coins
Issuer
Nimbus, LLC

See how much you could earn

Drag to see your cashback each month! FX fees are not deducted here.

US$800
US$200US$5,000

—/ month

About — cashback a year

Plan: Lite Minus the US$20 annual fee

Works with

  • Apple Pay Not yet verified
  • Google Pay Not yet verified
  • ChatGPT subscription Not yet verified
  • Claude subscription Users report it works

No data yet on whether ChatGPT payments work.

Spend it in these places

  • Kenya

How to apply

  1. Use the button below to sign up with Tria Card
  2. Enter invite code EBYNJ69ALE when you sign up or apply
  3. Pass the issuer's identity check and the card is ready to use
Apply for Tria Card (opens in a new window)

Invite code EBYNJ69ALE

Know before you apply

  • The international card is secured by crypto; unpaid balances or insufficient collateral can lead to liquidation. 🔗

  • The annual fee is paid before identity verification and is usually not refunded if verification fails. 🔗

  • Cashback is paid quarterly in batches, within 12 months at the latest under the terms; unpaid cashback is forfeited if the account is closed. 🔗

  • : A flaw in Rain's card contract affected 636 users; Tria refunded them plus an extra 10%. 🔗

Notes

Checked: 2026-10-02 · Compiled and cross-checked with the help of Claude, ChatGPT, Grok and Gemini · Kenya: availability from community reports (reported Oct 4, 2026) · Unpublished details follow the Taiwan programme · Some AI subscription statuses come from user reports · Spotted a mistake? Let us know

"Available" still means passing the issuer's identity check. Rates, yields and promotions follow the official announcements and can change at any time.

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Check the exchange's regulatory status in Taiwan (for example, whether it has completed anti-money-laundering registration; Taiwan's Virtual Asset Service Act was promulgated in July 2026, and as of September 2026 its licensing regime is not yet in force). Virtual assets are not covered by Taiwan's deposit insurance. A platform may fail, freeze assets, or be hacked, and remedies may be limited. Assess the risks carefully.

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