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Penchan
🇳🇬 Nigeria

Pick the country on your KYC ID

Asia Pacific

Europe / Middle East / Africa

Americas / Oceania

OKX Card

Get the card within minutes of opening an OKX account

Nigeria: available

OKX Card card art
Apply for OKX Card (opens in a new window)

Remember to enter the invite code 48917075

Features

  • 💱 FX fee of just 0.1%
  • 🤖 Subscription cashback for some users
  • 💰 No fixed spending cap
  • 📈 Up to 10% annual yield on USDG
  • 🏦 Exchange
  • 🏷️ Debit card

Cashback & fees

How to get it: Free, no minimum

Cashback
2%
USDG · Up to US$5 cashback a month
FX fee
0.1%
FX 0% + crypto conversion 0.1%
Annual fee
US$0
Other fees
USD purchases (overseas merchants)
0.1% (crypto conversion fee only)
Card issuance fee
Free
Inactivity fee
Free

See how much you could earn

Drag to see your cashback each month! FX fees are not deducted here.

US$800
US$200US$5,000

—/ month

About — cashback a year

Plan: Basic

Works with

  • Apple Pay Supported
  • Google Pay Supported
  • ChatGPT subscription Supported Some users report declined payments
  • Claude subscription Supported

Spend it in these places

  • Nigeria
  • United Kingdom
  • Ghana
  • United States
  • United Arab Emirates
  • Saudi Arabia
  • South Africa

How to apply

  1. Use the button below to create a OKX account
  2. Enter invite code 48917075 when you sign up for OKX (it can't be added to an existing account)
  3. Complete OKX identity verification (KYC), then apply for the card in the app
Apply for OKX Card (opens in a new window)

Invite code 48917075

Know before you apply

  • Only purchases paid in USDG earn cashback; purchases paid in USDT or USDC earn none. 🔗

  • Regular users can earn at most US$5 in cashback a month, reached at about US$250 of spend. 🔗

  • Subscription cashback is open only to some users and counts only when you subscribe on the merchant's website with the card number, not through in-app purchases. 🔗

  • The up-to-10% annual yield on USDG is an official campaign with no published end date; it may change or end. 🔗

Notes

Checked: 2026-10-02 · Compiled and cross-checked with the help of Claude, ChatGPT, Grok and Gemini · Unpublished details follow the Taiwan programme · Spotted a mistake? Let us know

"Available" still means passing the issuer's identity check. Rates, yields and promotions follow the official announcements and can change at any time.

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