Bybit Card

For Bybit users: spend payment coins held in Flexible Savings directly

United States: not available

Features

🤖 AI subscription cashback (Beta: VIP only)
🪙 Spend 6 coins directly, like BTC, ETH, USDT
🆓️ No annual, inactivity or closure fee
🏦 Exchange
🏷️ Credit card

Cashback & fees

How to get it: Free, no minimum 🔗

Cashback: 2%; USDT · Claimable after 4 days · Up to US$5 cashback a month
FX fee: 2.9%; FX 2% + crypto conversion 0.9%
Annual fee: US$0

Other fees

ATM withdrawal: First US$100 a month free, then 2%; needs limit level 2; restricted in mainland China
USD purchases (overseas merchants): 0% (plus 0.9% when charged in crypto)
Physical card application: Requires a virtual card, a verified address and limit level 2; delivery takes up to about 30 days
Physical card activation, replacement: Waived for Bybit VIPs

See how much you could earn

Drag to see your cashback each month! FX fees are not deducted here.

Monthly spendUS$250

US$0US$25,000

—/ month

About — cashback a year

Works with

Apple Pay Not yet verified
Google Pay Not yet verified
ChatGPT subscription Supported Some users report declined payments
Claude subscription Supported Some users report declined payments

Spend it in these places

United States
Mexico
Canada
United Kingdom
Italy
France
Dominican Republic

How to apply

United States: applications are not open

Know before you apply

Payment coins in Flexible Savings need Auto-Earn and auto-deduction turned on, and are used only when fiat and payment coin balances run short. 🔗
Feb 2025: Over US$1.4 billion was stolen from a cold wallet; Bybit says client funds were unaffected. 🔗

Checked: 2026-10-02 · Compiled and cross-checked with the help of Claude, ChatGPT, Grok and Gemini · Unpublished details follow the Taiwan programme · Spotted a mistake? Let us know

"Available" still means passing the issuer's identity check. Rates, yields and promotions follow the official announcements and can change at any time.

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