COCA Card

Higher tiers earn extra on Netflix and Spotify too

South Africa: not yet confirmed

COCA Card card art
Apply for COCA Card (opens in a new window)

Features

  • 🤖 AI subscription cashback
  • 📈 Annual yield 2%⁠–⁠5%
  • 🔐 DeFi wallet
  • 🏷️ Debit card

Cashback & fees

How to get it: Free, no minimum

Cashback
1%
USDC/EURC · US$15 claimable a month
FX fee
1.5%
Upper end; 0.5⁠–⁠1.5% by currency
Annual fee
US$0
Other fees
FX fee
USD and EUR 0%; other currencies 0.5⁠–⁠1.5%
ATM withdrawal
Free within the monthly free allowance, 2% above that
Top-up
Free (on-chain fees only)
Physical card application
Needs a first top-up of €50; after the card and shipping costs, the rest stays in the card balance
Issuer
Wirex Limited/UAB Wirex

See how much you could earn

Drag to see your cashback each month! FX fees are not deducted here.

US$800
US$200US$5,000

Claimable a month: about—

About — claimable a year

Plan: Starter You can claim up to US$15⁠–⁠350 a month (by tier, at the standard token lock; subscription rewards included). That is not a spending limit; anything unclaimed carries over.

Works with

  • Apple Pay Supported
  • Google Pay Supported
  • ChatGPT subscription Supported
  • Claude subscription Supported

Spend it in these places

  • South Africa
  • Zimbabwe
  • Mozambique
  • Botswana
  • Eswatini
  • Lesotho
  • Namibia

How to apply

  1. Use the button below to sign up with COCA Card
  2. Pass the issuer's identity check and the card is ready to use
Apply for COCA Card (opens in a new window)

Know before you apply

  • Upgrading locks up COCA tokens (price moves); after cancelling, you can claim them back in the app after 30 days. 🔗

  • Rewards are claimable after 14 days; unclaimed ones expire 12 months later. 🔗

Notes

Checked: 2026-10-02 · Compiled and cross-checked with the help of Claude, ChatGPT, Grok and Gemini · Unpublished details follow the Taiwan programme · Spotted a mistake? Let us know

"Available" still means passing the issuer's identity check. Rates, yields and promotions follow the official announcements and can change at any time.

Disclaimer and disclosures: this page may contain referral links, and this site may earn a commission. For information only, not investment advice.

This page is for general information and education only. It is not investment, legal, tax, or professional advice. Markets and regulations may change at any time, and the information reflects conditions at the time of writing.

Penchan is not a registered securities investment adviser. Any securities, digital assets, or financial products mentioned are covered for informational purposes only and are not buy or sell recommendations. Make your own decisions and accept your own risk.

This page may contain partner or referral links. If you register for or use a service through these links, this site may receive a commission, paid by the provider. Actual fees and offers are subject to the provider's own terms.

Check the exchange's regulatory status in Taiwan (for example, whether it has completed anti-money-laundering registration; Taiwan's Virtual Asset Service Act was promulgated in July 2026, and as of September 2026 its licensing regime is not yet in force). Virtual assets are not covered by Taiwan's deposit insurance. A platform may fail, freeze assets, or be hacked, and remedies may be limited. Assess the risks carefully.

See this site's Legal Notice and Disclosures and Privacy Policy.